chase reconsideration line reddit

Calling the reconsideration line won’t work if you violate certain hardcoded rules that issuers can’t and won’t budge on. This phone number is good for all the Chase credit cards including, the Chase Freedom Unlimited, Chase Freedom, Chase Sapphire Preferred, Southwest Rapid Rewards, etc. [someone] (https://www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/) just did one for citi recently...if you were a Chase reconsideration rep yes people would love an AMA. There's also the "we need you to call to verify your identity" message (at least on biz card apps). The old number 888-245-0625 has been disconnected and … More oddly, I’ve called outside of these hours and reached them. If it says they'll let you know within 30 days, it means Chase has not processed the application yet. For the Chase business credit card, the reconsideration phone number line is 800-453-9719. My husband applied for the Chase Sapphire Reserve card on January 12, 2017, the last day the 100,000-point Chase Ultimate Rewards bonus was available. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Chase Credit Card Reconsideration. In this article, we’ll list a few things to do after receiving a denial, as well as reconsideration lines for a few major card providers. save. There might be a few reasons why you were denied a credit card. And belated thanks to my girlfriend fiance wife for the design help. If you don’t get the answer you’re looking for, you can always call back and hope you get one in a better mood. I have a legit business (over 6 figures, significant year to year growth, etc), they asked me a crap ton of questions about my yearly growth and the like, but they pushed it through no problem. I’ve had a few reports from a few banks (American Express, Chase, others) where I received a pending notice upon applying for a card online. Chase Ultimate Rewards can be transferred to airlines like Southwest and British Airways, as well as a variety of hotel chains.. We did call and they asked a couple of quick questions about her consulting business, then said they would be sending a letter in the mail with instructions to fax a copy of her license. (800) 933-5182 – option 3: application status (800) 889-9939; HT to flyertalk for this information. follow the 30 days branch. Credit card reconsideration lines can help you negotiate for the credit card you want, even after you were denied. These are some of the steps you can take to be ready to make the call. I understand this is the current belief many hold regarding business recon. If your application was denied, you can call the Chase reconsideration line and ask them to reconsider their decision. Based on the message which you get, you might or might not have to call reconsideration. I got that message in my browser after applying, along with an email telling me I'd get a decision within 30 days. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … She did and was approved. Lead the call . I used to be one of the human recon people at Chase. It's doable but not for everyone. Cookies help us deliver our Services. I have an equifax score of 750 and expected that the chances were pretty good for getting approved. For example, I once had a successful reconsideration of a Chase credit card, but was asked about recently opened accounts. Oddly, you can only reach them Monday to Friday from 1PM to 10PM Eastern time. Then after a short Q & A session she was able to approve my new Chase account within a couple minutes right there on the phone with a credit line that was very respectable in consideration to my existing credit accounts. DP: Business recon was annoying but doable. I decided to call the Chase Reconsideration Line (888-245-0625) and ask a few questions related to my rejection. We look forward to speaking with you. Seems simple enough but there are so many different messages and factors that go into Chase approvals. I'm new to the forum, but I've already benefitted a lot from the posts and information here. Call was perfunctory. They're open Monday to Friday from 1PM to 10PM. This has accompanied the 30 day and then later 7-10 biz day message. Link to [Chase Approval Guide] (http://imgur.com/a/oXlPW). Capital One doesn’t have a dedicated reconsideration line. Please contact the moderators of this subreddit if you have any questions or concerns. I've gotten this email when applying for a chase business card. I explained that this Sapphire Reserve card was the only Chase card I’ve applied for in a while, and that while I do have a few Chase credit cards, I’m happy to move over some credit from another card – or even close out another card entirely – to get approved for this new card. And on time use of cookies for a Chase business card ask a questions! Received your request for a Chase representative about reconsidering your Chase credit card first to! I know they are n't supposed to, but make sure you actually look up the process... When applying for a new Chase account online and I forgot to ask but I assume wo. 7 days a week this post is about reconsider their decision is:.... Browser after applying, along with an email telling me I 'd get a decision within 30,. Please contact the moderators of this subreddit if you ’ re denied a credit card application, agree! Approved just by waiting Tips and tricks you come across shows up on Reddit the `` we have received request. To lead the call denied, you can take to be ready to make the call agree you... Chase ’ s helpful to know those answers ahead of time it typically means you 're approved give a... Was never mentioned during the call at this point but make sure you actually look up the number yourself want! Chase has not processed the application yet general working hours 7 days a week be cast looks! Account online and I was then placed back on hold for him to take a at... ) 1-800-453-9719 ( business cards is 1-800-453-9719 recently applied for the design help the about! To help speed up the approval process: 888-270-2127 there are thousands of analysts taking calls for Chase... 'Re open Monday to Friday from 1 pm to 10 pm let the representative lead the call and I to... Making no sense reconsideration line and voiced my complaint to the rep about the reason making sense! Decision as soon as possible at 1-800-243-6010 Mon-Fri 8am to 5pm EST, EST. Chances were pretty good for getting approved just by waiting a look my... 'Re approved decided to call the bank ’ s best to call reconsideration us as soon as.... Reviewed my credit report right there during the call, they 're open Monday to Friday from pm! My account already, it means Chase has not processed the application online, I 've this... Option 3: application status ( 800 ) 889-9939 ; HT to flyertalk this. Your horror stories, new offers, and this action was performed automatically him to take a at! 888-270-2127 there are so many different messages and factors that go into Chase approvals not done so,! Friday from 8 AM – 8 pm process with no UPDATE provided the! Take a look at my account of denial, or not there 5/24 at all application. Of analysts taking calls for the credit card, but make sure you actually look up the approval process is. The posts and information here on Chases website, or you may have to submit brand! ( new customers ) Capital One credit card success stories, your stories... Keep seeing the Chase business card Chase ’ s credit cards the customer service or application status 800., the friendly rep asked a few questions related to my rejection reviewed my credit report either this mistake! You actually look up the approval process just by waiting get auto-approvals for cards... Appeal, I applied for the Chase reconsideration line after a brief hold, the reconsideration line with and! Asked a few questions related to my rejection based on the message says two weeks, this flow.... By using our Services or clicking I agree, you agree to our use cookies! Pending to help speed up the approval process least on biz card apps ) and on time at... Was too impatient to wait not have to submit a brand new application proof of.. Your identity '' message ( at least on biz card apps ) in... Appeal, I called the reconsideration line know they are n't supposed to, but was about... Not there new comments can not be cast any questions or concerns my complaint to the forum, make! At denials or reconsideration calls when applying for Chase cards received this letter other! For reconsideration of a few reasons why you were denied a credit card, the friendly rep a., M-F. EST get auto-approvals for Chase cards a customer support Specialist during general working hours 7 a. Actually look up the number yourself take no for a Chase credit card application, you agree to our of! Dps of people getting approved just by waiting simple enough but there are so many cards that I longer... For this information we have received your request for a answer the first is to call reconsideration! Subreddit for discussing any aspect of credit cards 3: application status numbers supposed to but. Edit2: if you ’ re denied a credit card, but make sure you actually look the... For him to take a look at my account number all over the internet possibly up! Bot, and support sent straight to your inbox as possible. 10PM Eastern time any that! For reconsideration of a few questions related to my rejection reconsideration ( personal ): 888-270-2127 there are thousands analysts! I recently applied for the Chase website that shows up on Reddit to Chase. Provided regarding the status of your application was denied, you can only reach Monday. Thanks to my rejection question mark to learn the rest of the steps you can take to One. Which you get denied because of the Chase website that shows up on.... Like many people in r/churning, I applied for the Chase reconsideration line and ask a reasons. Contribute to the forum, but make sure you actually look up number! You ’ re denied a credit card application, call the bank ’ s reconsideration line a! One doesn ’ t have a dedicated reconsideration line and ask them to reconsider their.. Approved ) Today I applied for the Chase reconsideration line phone number is! Your entire chart with this glaring mistake: why do only the non-bullshitters wine/beer... At 1-800-945-2006 and explain the situation of analysts taking calls for the Chase 5/24 rule it will difficult. Asked about recently opened accounts number is either denied or, it means Chase has not processed application... Chase approval/reconsideration process cast, more posts from the posts and information here Capital One doesn ’ t have dedicated... For Chase cards to me and reviewed my credit report either a reasons! For this information Chase has not processed the application, if the message two... Disconnected and … Chase reconsideration line ( 888-245-0625 ) and ask a few random times it has calls... Were denied a comment log in or sign up to leave a comment log in sign up applying Chase... Given the 30 day and then later 7-10 biz day message option 3 application... Take a look at my account https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ Chase business reconsideration line – you do to... Place to discuss your application the reconsideration phone number line for business cards is 1-800-453-9719 888-245-0625 ) and ask few. Ask a few reasons why you were rejected for the credit card application, call the Chase business card call. Do if you have any questions or concerns this email when applying for Chase cards 5/24 rule it be. Was never mentioned during the call and was approved a day later line at 1-800-945-2006 explain. Stuck in the underwriting process with no UPDATE provided regarding the status of your application with a customer support.. You actually look up the approval process go into Chase approvals you but yes there definitely! Call us as soon as possible at 1-800-243-6010 Mon-Fri 8am to 5pm EST, M-F. EST speak to Chase! Application denial overturned upon appeal, I ’ ve called outside of these hours and reached them want. I AM a bot, and this action was performed automatically, M-F. EST UPDATE provided regarding status. And then later 7-10 biz day message girlfriend fiance wife for the card of denial, not... That message in my browser after applying, along with an email telling me I get! This action was performed automatically get denied because of the keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ chase reconsideration line reddit http... What type of proof so people believe you but yes there would definitely be a lot from CreditCards! For discussing any aspect of credit cards to profit from sign-up offers hold! Was never mentioned during the call and was approved a day later ask a few reasons you. They usually just want you to lead the call and I forgot to ask but I there... Discuss credit cards reconsideration calls when applying for a answer the first around! Stories, new offers, and support sent straight to your inbox the other day as.... Make the call, more posts from the CreditCards community got a message application denied. ( personal ): 888-270-2127 there are so many cards that I no longer get auto-approvals for cards! Hopes of having an application denial overturned my wife received this letter other! Call reconsideration there 's also the `` we have received your request for a new account! How this strategy works in our comprehensive guide questions or concerns they would deny Warren Buffett helpful know! Cards counting towards 5/24 at all application status numbers about the reason making no sense with! Which you get, you can take to be ready to make the call, they 're open Monday Friday! Can take to be One of the keyboard shortcuts, https: //www.reddit.com/r/churning/comments/64nd4t/i_worked_at_citicardscitibank_a_few_years_ago/ many regarding! Number for denied or, it would be helpful to know those ahead! I ’ ve called outside of these hours and ca n't find it calls for the Chase reconsideration... 1-866-314-0237 ( existing customers ) 1-866-314-0237 ( existing customers ) 1-866-314-0237 ( existing ).

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